Swapfiets vs OV-fiets: which one is cheaper?
Swapfiets vs OV-fiets: which one is cheaper?
Swapfiets vs OV-fiets: which one is cheaper?
Swapfiets vs OV-fiets: which one is cheaper?
An Dutch OV-fiets feels easy and convenient. You only pay when you use it. But that daily rate of €4.80 per 24 hours adds up quickly. Especially if you cycle regularly to work, university or appointments.
Swapfiets works differently. You pay a fixed monthly fee for a bike that’s always ready for you, including service and repairs. The Swapfiets Original costs €20.90 per month, which comes down to €0.70 per day.
An Dutch OV-fiets feels easy and convenient. You only pay when you use it. But that daily rate of €4.80 per 24 hours adds up quickly. Especially if you cycle regularly to work, university or appointments.
Swapfiets works differently. You pay a fixed monthly fee for a bike that’s always ready for you, including service and repairs. The Swapfiets Original costs €20.90 per month, which comes down to €0.70 per day.
Published
Published
City bike: Swapfiets Original vs OV-fiets
Below you’ll find a clear comparison between both options. Short, transparent and without fine print.
 Original |  OV-fiets | |
Daily costs | €0.70 per day (€20.90 p/m) | €4.80 per 24 hours (2026 price) |
Student rate | €0.63 per day (€18.90 p/m) | No student discount |
Sign-up costs | None – 6-month plan | None (only €0.01 verification) |
Maintenance | Free at-home repairs | Not included |
Theft excess (bike locked) | €250 | €350 |
Availability | Always your own bike | Typet-deur/ov-fiets |
City bike: Swapfiets Original vs OV-fiets
Below you’ll find a clear comparison between both options. Short, transparent and without fine print.
Original | OV-fiets | |
Daily costs | €0.70 per day (€20.90 p/m) | €4.80 per 24 hours (2026 price) |
Student rate | €0.63 per day (€18.90 p/m) | No student discount |
Sign-up costs | None – 6-month plan | None (only €0.01 verification) |
Maintenance | Free at-home repairs | Not included |
Theft excess (bike locked) | €250 | €350 |
Availability | Always your own bike | Typet-deur/ov-fiets |
City bike: Swapfiets Original vs OV-fiets
Below you’ll find a clear comparison between both options. Short, transparent and without fine print.
Original | OV-fiets | |
Daily costs | €0.70 per day (€20.90 p/m) | €4.80 per 24 hours (2026 price) |
Student rate | €0.63 per day (€18.90 p/m) | No student discount |
Sign-up costs | None – 6-month plan | None (only €0.01 verification) |
Maintenance | Free at-home repairs | Not included |
Theft excess (bike locked) | €250 | €350 |
Availability | Always your own bike | Typet-deur/ov-fiets |
What does this mean for you in practice?
If you only need a bike occasionally, the OV-fiets is perfectly fine. But once you cycle 4 to 5 days per month, Swapfiets becomes structurally cheaper. Here’s exactly where the tipping point is:
Days per month | Swapfiets (€20.90 p/m) | OV-fiets (€4.80/day) | Difference |
|---|---|---|---|
1 day | €20.90 | €4.80 | OV €16.10 cheaper |
2 days | €20.90 | €9.60 | OV €11.30 cheaper |
3 days | €20.90 | €14.40 | OV €6.50 cheaper |
4 days | €20.90 | €19.20 | OV €1.70 cheaper |
5 days | €20.90 | €24.00 | Swapfiets €3.10 cheaper |
10 days | €20.90 | €48.00 | Swapfiets €27.10 cheaper |
20 days | €20.90 | €96.00 | Swapfiets €75.10 cheaper |
30 days | €20.90 | €144.00 | Swapfiets €123.10 cheaper |
In short:
Only use a bike now and then? → OV-fiets fits your needs.
Cycle regularly? → From 5 days per month, Swapfiets becomes the cheaper option.
What does this mean for you in practice?
If you only need a bike occasionally, the OV-fiets is perfectly fine. But once you cycle 4 to 5 days per month, Swapfiets becomes structurally cheaper. Here’s exactly where the tipping point is:
Days per month | Swapfiets (€20.90 p/m) | OV-fiets (€4.80/day) | Difference |
|---|---|---|---|
1 day | €20.90 | €4.80 | OV €16.10 cheaper |
2 days | €20.90 | €9.60 | OV €11.30 cheaper |
3 days | €20.90 | €14.40 | OV €6.50 cheaper |
4 days | €20.90 | €19.20 | OV €1.70 cheaper |
5 days | €20.90 | €24.00 | Swapfiets €3.10 cheaper |
10 days | €20.90 | €48.00 | Swapfiets €27.10 cheaper |
20 days | €20.90 | €96.00 | Swapfiets €75.10 cheaper |
30 days | €20.90 | €144.00 | Swapfiets €123.10 cheaper |
In short:
Only use a bike now and then? → OV-fiets fits your needs.
Cycle regularly? → From 5 days per month, Swapfiets becomes the cheaper option.
What does this mean for you in practice?
If you only need a bike occasionally, the OV-fiets is perfectly fine. But once you cycle 4 to 5 days per month, Swapfiets becomes structurally cheaper. Here’s exactly where the tipping point is:
Days per month | Swapfiets (€20.90 p/m) | OV-fiets (€4.80/day) | Difference |
|---|---|---|---|
1 day | €20.90 | €4.80 | OV €16.10 cheaper |
2 days | €20.90 | €9.60 | OV €11.30 cheaper |
3 days | €20.90 | €14.40 | OV €6.50 cheaper |
4 days | €20.90 | €19.20 | OV €1.70 cheaper |
5 days | €20.90 | €24.00 | Swapfiets €3.10 cheaper |
10 days | €20.90 | €48.00 | Swapfiets €27.10 cheaper |
20 days | €20.90 | €96.00 | Swapfiets €75.10 cheaper |
30 days | €20.90 | €144.00 | Swapfiets €123.10 cheaper |
In short:
Only use a bike now and then? → OV-fiets fits your needs.
Cycle regularly? → From 5 days per month, Swapfiets becomes the cheaper option.
Find a Swapfiets store near you
Want to know where you can pick up or have your bike delivered? Check the availability of the best all-inclusive bike subscription in the Netherlands.
About Swapfiets
About Swapfiets
Swapfiets is the world’s first ‘bicycle as a service’ company. Since 2014, we’ve evolved from a Dutch start-up into a leading micro-mobility provider with 280,000+ members in the Netherlands, Germany, Belgium, Denmark, France, Spain, Austria & the UK.
The concept is simple: For a monthly subscription fee, you receive a high-quality bike or e-bike solution for your own use. If anything happens, our expert repair service is ready to fix your ride in-store or swap it for a working one at no additional cost. We’ve got your back, every mile.
About Swapfiets
Swapfiets is the world’s first ‘bicycle as a service’ company. Since 2014, we’ve evolved from a Dutch start-up into a leading micro-mobility provider with 280,000+ members in the Netherlands, Germany, Belgium, Denmark, France, Spain, Austria & the UK.
The concept is simple: For a monthly subscription fee, you receive a high-quality bike or e-bike solution for your own use. If anything happens, our expert repair service is ready to fix your ride in-store or swap it for a working one at no additional cost. We’ve got your back, every mile.
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